Senior Property/ Casualty Underwriter in Austin, TX at Sedgwick

Date Posted: 8/22/2020

Job Snapshot

  • Employee Type:
  • Location:
    Austin, TX
  • Job Type:
  • Experience:
    1 to 2 years
  • Date Posted:

Job Description

For a career path that is both challenging and rewarding, join Sedgwick's talented team of 21,000 colleagues around the globe. Sedgwick is a leading provider of technology-enabled risk, benefits and integrated business solutions. Taking care of people is at the heart of everything we do. Millions of people and organizations count on Sedgwick each year to take care of their needs when they face a major life event or something unexpected happens. Whether they have a workplace injury, suffer property or financial loss or damage from a natural or manmade disaster, are involved in an auto or other type of accident, or need time away from work for the birth of a child or another medical situation, we are here to provide compassionate care and expert guidance. Our clients depend on our talented colleagues to take care of their most valuable assets -- their employees, their customers and their property. At Sedgwick, caring counts®. Join our team of creative and caring people of all backgrounds, and help us make a difference in the lives of others.
For nearly 50 years, Sedgwick has been helping employers answer virtually every question there is about workers' compensation. We have experience in nearly every type of industry, in every region, providing the broadest range of programs and services.
Property/Casualty Underwriter for Public Entity pool accounts that maintains underwriting quality, proper rating classification and targeted loss ratios of risk associated with liability, property, and workers' compensation coverage(s) for new pool prospects and renewals for existing pool and commercial accounts. This position also provides technical expertise to Sedgwick employees and clients in these areas.
Duties and responsibilities:
  • Evaluates new, renewal and reinstatement questionnaires to determine quality of risks, proper rating classification, acceptability; and determine premium or contribution level to support targeted growth goals and targeted loss ratios
  • Declines or modifies applications/accepts or binds risks
  • Determines coverage(s) to be extended and endorsements or policy forms to be used
  • Coordinates negotiations for reinsurance on an individual account basis
  • Coordinates, reviews, and takes action on loss control inspection reports as needed
  • Reviews payroll audits of individual pool members for accuracy and completeness
  • Maintains and updates underwriting guideline & policy manuals for self-insured pools
  • Reviews and compares pool coverage documents to standard market policies and makes recommendations for changes in wording to address emerging issues, prevents coverage gaps with the reinsurance policies and to develop new coverage(s) and products
  • Reviews contract wording for pool members to assess compliance with requirements for insurance coverage(s), limits, certificates of insurance, additional insured status and waivers of subrogation as well as make recommendations on hold harmless/indemnity clauses
  • Assists in the training and development of existing and new team members
  • Assists Customer Service Associates and Customer Service Representatives by means of personal consultation and written instructions in matters of procedure and underwriting judgment
  • Coordinates with Program Executives to develop and amend underwriting policies and practices
  • Performs field activities such as attendance at client board meetings, marketing/sales meetings, assisting in conducting educational clinics for pool members or agents, and making inspection tours, as needed and approved
  • Provides technical advice and assistance to Sedgwick employees and clients regarding coverage interpretations, policy and endorsement provisions and underwriting acceptability for assigned lines of business
  • Fulfill other responsibilities as needed
Position requirements:
  • Bachelor's degree (B.A.) from four-year college or university; or one to two years' related experience and/or training; or equivalent combination of education and experience
  • At least 5 years (10+ years, preferred) of property/casualty and workers' compensation underwriting experience, preferably with experience in both the standard market and public entity arena as well as with municipalities
  • Valid Texas Driver's license with acceptable driving record
  • Holds an active Texas General Lines insurance license, preferred
  • CPCU, AU, ARM, CIC or CRM professional designations, preferred
  • Strong verbal and written communication skills as well as the ability to work in a team environment
  • Other skills needed include organizational, time management and strong analytical skills and technical knowledge of insurance coverage(s), as well as attention to detail
  • Ability to develop and maintain effective working relationships with all levels of the organization and external customers
  • Understanding the rating methodology of workers' compensation, property, and liability insurance coverage(s) in Texas and Nebraska, preferred
  • Working knowledge of public entity self-insured pool legal structures (immunities, tort limits, etc.) and general reinsurance arrangements commonly used
  • Ability to read, analyze and interpret common scientific and technical journals, financial reports, and legal documents; ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community; ability to write speeches and articles for publication that conform to prescribed style and format; ability to effectively present information to top management, public groups, and/or boards of directors
  • Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry; ability to apply concepts such as fractions, percentages, ratios and proportions to practical solutions
  • Ability to define problems, collect data, establish facts, and draw valid conclusions; ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables
  • Proficient with Microsoft Office suite and contact management systems software/database (AMS 360, RPMS)
  • Ability to travel 5-10% when needed
  • Ability to lift up to 25 pounds
  • Must have close vision (clear vision at 20 inches or less), distance vision (clear vision at 20 feet or more), color vision, (ability to identify and distinguish colors) peripheral vision, (ability to observe an area that can be seen up and down or to the left and right while eyes are fixed on a given point) and depth perception (three-dimensional vision, ability to judge distances and special relationships)
When applicable and appropriate, consideration will be given to reasonable accommodations. 
Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
Physical: Computer keyboarding, travel as required
Auditory/Visual: Hearing, vision and talking
NOTE: Credit security clearance, confirmed via a background credit check, is required for this position.
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
Sedgwick is an Equal Opportunity Employer
and a
Drug-Free Workplace


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